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Credit 101

Ages: 12 - 18

Length: 1.5 hours



  1. What is a credit card?

  2. What are some of the pros and cons when using a credit card?

For more information on the pros and cons of credit cards, check out my blog!


Comparing Credit Cards

Look at the four credit card offers and the information tables. Go through each section and explain the terms. Choose a credit card and explain your choice.


Credit Card Statement

Look at the credit card statement worksheet. Go through each section and explain terms like credit limit, APR, and transaction dates. Bring attention to key parts such as the minimum payment required, late payment warning, payment due date, and interest fees.


Good vs. Bad Ideas

This activity has 10 scenario cards that have to be sorted as either good or bad ideas. This is a test to see what they learned in the class.

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